Net Worth View combines a net worth tracker, a cash flow tracker and a FIRE projection calculator. Your financial records stay in this browser. There is no account, bank connection or automatic sync between devices.
Start by recording what you own and owe. Add income, expenses and investment contributions to understand your savings. Then use your latest balances as the starting point for a projection with your own growth, inflation and retirement assumptions.
Each account can keep its own currency. Saved exchange rates help compare snapshots over time; unavailable historical rates and records without saved rates can use current rates instead. The methodology explains these limits.
You control the projection assumptions. Cash flow can suggest a monthly investment contribution, which you apply explicitly. Changing a cash-flow entry does not automatically change your planned contributions or account balances.
Export a JSON backup regularly, and import it to move your records to another browser. CSV import and export support spreadsheet workflows. Clearing browser storage can remove your only saved copy.
List your cash, investment, property, pension and loan accounts, then record a balance snapshot whenever you like — monthly works well. Multiple currencies are converted automatically.
Log income, spending and investments by category to see your savings rate and a flow chart of where the money goes each month.
Set growth rates per asset class, contributions and debt repayments to explore your future net worth — with an inflation-adjusted view, a drawdown and a FIRE target.
Want to see it filled in first? Open the live example — five years of snapshots across cash, investments, pension, property and a mortgage, categorised cash flow, and a 35-year projection.
Your data never leaves this browser: there is no account, no server-side storage, and nothing to sign up for. Use Export backup for a full backup you can re-import anywhere, or Export CSV to open your balances and cash flow in a spreadsheet. See the calculation methodology and assumptions for formulas, data sources and projection limitations.
Where your data actually lives, how backups and CSV imports work, tracking accounts in several currencies, and how the projection compares your balances with a target — all answered on the frequently asked questions page.