Track your net worth, income and expenses, and explore your path to financial independence. Export and share your charts while keeping your financial data on your device.
Record cash, investments, property, pensions and debts. Compare your balances, asset allocation and growth over time.
See what you earn, where you spend and how much you save. Track income, expenses and investment contributions by category, with cash flow charts and savings trends.
Explore when you could reach your financial independence target. Model contributions, growth, inflation, pension access and retirement withdrawals using your own assumptions.
Your financial data stays on your device. Balances, income, expenses and projection inputs are saved in your browser and are not uploaded to our servers. No account or bank connection is required.
Keep each account in its own currency. Saved exchange rates support comparisons over time; current rates may be used when historical rates are unavailable.
Download net worth, cash flow and FIRE charts as JPG images to share. Export a JSON backup to move your records between browsers, or use CSV with a spreadsheet. Keep a backup in case browser storage is cleared.
Download your charts as JPG images to share wherever you choose. Export your records as CSV or keep a complete JSON backup. These examples use fictional figures.
Follow net worth over time, including assets and debts.
Download example JPG
Compare monthly income, expenses and investments.
Download example JPG
Explore a retirement scenario with pension access and inflation.
Download example JPGList your cash, investment, property, pension and loan accounts, then record a balance snapshot whenever you like — monthly works well. Multiple currencies are converted automatically.
Log income, spending and investments by category to see your savings rate and a flow chart of where the money goes each month.
Set growth rates per asset class, contributions and debt repayments to explore your future net worth — with an inflation-adjusted view, a drawdown and a FIRE target.
Want to see it filled in first? Open the live example — five years of snapshots across cash, investments, pension, property and a mortgage, categorised cash flow, and a 35-year projection.
Your financial data stays on your device: there is no account, no server-side storage, and nothing to sign up for. Use Download backup for a full backup you can re-import anywhere, or Download CSV to open your balances and cash flow in a spreadsheet. See the calculation methodology and assumptions for formulas, data sources and projection limitations.
Where your financial data lives, how backups and CSV imports work, tracking accounts in several currencies, and how the projection compares your balances with a target — all answered on the frequently asked questions page.