Track your net worth over time. Record balances manually, compare currencies and export your net worth charts. No bank account or bank connection is required.
Track everything you own and owe over time with a free net worth tracker. Record balances manually, compare currencies and export your net worth charts as JPG images to share. No account or bank connection is required; your financial data stays on your device.
Net worth is included assets minus included liabilities. Enter debts as positive balances; the tracker subtracts them. Account and asset-class charts show the composition of your wealth. Scope controls let you exclude property, pensions or liabilities without deleting records.
The change since your previous snapshot is a simple difference. Year-over-year growth compares your latest snapshot with the available snapshot nearest to one year earlier. Annualised growth is a separate compound annual growth rate over your full snapshot history, shown when the starting and ending values are positive and there is sufficient history.
Currency conversion uses rates saved with each snapshot where available. Historical lookup can fall back to current rates, and imported records may have no captured rates. Treat conversions as estimates and check the methodology before comparing balances across currencies.
Record balances on roughly the same day each time, for example once salary and the major bills have cleared. A snapshot taken on payday and one taken before rent is due can differ by a whole pay cheque with no real change in your wealth.
Estimated values such as a home move in large, irregular steps. Updating a valuation once or twice a year, and viewing totals with property excluded, keeps a revaluation from masking what your regular saving is doing.
A defined-benefit pension has no pot to record. Some people enter its transfer value and others leave it out; whichever you choose, keep to it so the trend stays meaningful.